Certificates of Deposit
Rates and Yields as of May 05, 2008
|
CERTIFICATE DESCRIPTION |
DAILY MINIMUM BALANCE TO OBTAIN |
INTEREST RATE |
APY |
|
7 / 31 DAY |
$10,000.00 |
0.50% |
0.50% |
|
3 MONTHS / 91 DAYS |
$10,000.00 |
1.34% |
1.35% |
|
6 MONTH |
$10,000.00 |
1.69% |
1.70% |
|
12 MONTH |
$1,000.00 |
2.13% |
2.15% |
|
24 MONTH |
$1,000.00 |
2.37% |
2.39% |
|
36 MONTH |
$1,000.00 |
2.49% |
2.51% |
|
48 MONTH |
$1,000.00 |
2.76% |
2.79% |
|
60 MONTH |
$1,000.00 |
2.92% |
2.95% |
- Annual Percentage Yield assumes interest will remain on
deposit until maturity. A withdrawal will reduce earnings.
- The
interest rate for your account will be paid until the maturity date
of your certificate.
- This account will automatically renew at maturity. You have
ten (10) calendar days from the maturity date to withdraw your funds
without being charged a penalty.
- Interest begins to accrue no later than the business day you deposit non-cash items (I.E. CHECKS) if received by 2:00 P.M.
- If
any of this deposit is withdrawn before the maturity date, a penalty
will be imposed.
- Interest will be calculated on the daily balance method.This
method applies a daily periodic rate to the principal in the account
each day.
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