Rates as of May 05, 2008


RESIDENTIAL MORTGAGE RATES

PROGRAM RATE POINTS APR* MONTHLY PAYMENT
FOR EACH $1,000 BORROWED
15 YEAR FIXED RATE 5.60% 0 5.6112% $8.23
20 YEAR FIXED RATE 5.90% 0 5.9052% $7.11
25 YEAR FIXED RATE 6.10% 0 6.1092% $6.51
30 YEAR FIXED RATE 6.30% 0 6.3156% $6.20
15 YEAR BI-WEEKLY 5.60% 0 5.5979% $4.11 (BI-WEEKLY)
20 YEAR BI-WEEKLY 5.90% 0 5.8865% $3.55 (BI-WEEKLY)
25 YEAR BI-WEEKLY 6.10% 0 6.0893% $3.25 (BI-WEEKLY)
30 YEAR BI-WEEKLY 6.30% 0 6.2895% $3.09 (BI-WEEKLY)

* Offer is available for loan amounts of $35,000.00 or more on owner occupied 1 to 4 family residences located in Schuylkill County. Financing for purchase or refinance only. Construction financing is available at different rates and terms. Bi-weekly payments are also available at different rates and terms. Loans are subject to credit approval.
HOME EQUITY RATES *

PROGRAM RATE POINTS APR MONTHLY PAYMENT
FOR EACH $1,000 BORROWED
60 MONTHS FIXED RATE 5.50% 0 5.50% $19.11
84 MONTHS FIXED RATE 5.75% 0 5.75% $14.49
120 MONTHS FIXED RATE 6.00% 0 6.00% $11.11

* Minimum amount borrowed $5,000. Maximum amount borrowed 80% of appraised value. Additional terms are available. Hazard insurance is required. Title insurance may be required. Home Equity Loans are available for owner occupied 1 to 4 family residences located in Schuylkill County. Loans are subject to credit approval. Call 570-544-4726 to apply.
CONSUMER LOAN RATES

PERSONAL LOANS

UNSECURED $1,000.00 & OVER 11.50% APR


AUTOMOBILE LOANS
DIRECT AUTO LOANS NEW APR NEW
MONTHLY PAYMENT
FOR EACH $1,000 BORROWED		 USED APR USED
MONTHLY PAYMENT
FOR EACH $1,000 BORROWED
36 MONTHS 6.75% $30.77 8.00% $31.34
48 MONTHS 7.00% $23.95 8.50% $24.66
60 MONTHS 7.15% $19.88 8.75% $20.65


We also offer variable rate loans using stock, savings accounts, or certificates of deposit as collateral.
Call 570-544-4726 for details.


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